Retro: Continue to Live Like a College Student

Counting pennies

Life was pretty simple in college.  Wake up, eat, go to class, eat again, go to class, eat again, homework, friends, video games, and then bed.  Maybe there were a few more things in between, but in general it really was that simple.  Life was easy, life was also fun, and aside from thinking about tuition, life was cheap!  There were hardly any expenses beyond food, drink, and entertainment — and all were minimal.

We are used to this lifestyle.  Perhaps we don’t know any differently yet, but we enjoy it too.  Therefore, one of the most basic principles that my wife and have I adopted in these months right out of college is to continue living like a college student.  Our idea is to take this principle and make it a big influence on our budget.  We are already used to a lower income lifestyle — and lower consumption.  And although we are now making the big bucks with our first real jobs, we did not want to become the typical American family by always spending what they made.  That isn’t the path for us.

There are too many stories in the news about people living paycheck-to-paycheck and  just making ends meet.  It’s sad — and I have real empathy for them.  I also don’t want to become like them.  So this feels like our first real opportunity to break out of that mold and go a different way.  As I’ve been reading several personal finance books, rental property books, and online resources, I keep hearing a phrase repeated over-and-over too: “I wish we would have started a lot younger.”  Reading this countless times, it clicked in my head that…

Continue reading the “Continue to Live Like a College Student” post by clicking here.


Note From Author

The full “Continue to Live Like a College Student” post has been back-dated to 09/06/2005.  But it was originally published to the Financial Independence Champion ( Blog on 06/05/2016.

Why Back-Date Posts?

I mentioned in my first post how this blog will be a little different than any other ones you may follow.  I still plan to talk about personal finance, rental property, travel, and the pursuit of financial independence.  But to give all these topics the right context and the full picture, I need to start at the beginning.  I need to fill in the details of life from 2005 until now.  I want you to see the successes, the struggles, and all the milestones we passed along the way.  Therefore most of the “new” content will be back-dated to their appropriate dates in 2005, 2006, and beyond — until we’re caught up!

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